Corporate Loans

At Merchant International Bank Limited, we understand that large corporations require robust and flexible financing solutions to stay competitive, agile, and forward-looking. Our Corporate Loans offering is designed to support your organization’s complex funding needs with customized structures, expert advisory, and timely access to capital.

Whether you’re expanding operations, investing in infrastructure, acquiring assets, or managing liquidity, MIBL provides reliable financial backing tailored to your strategic objectives.

What Are Corporate Loans?

Corporate Loans are structured financing solutions tailored to meet the large-scale funding requirements of mid to large-sized businesses and multinational corporations. These loans are customized based on your company’s industry, financial profile, project size, and repayment capacity.

At MIBL, we offer structured loan products that range from short-term working capital solutions to long-term project financing — all crafted to fit your business’s unique goals and capital cycle.

Our Corporate Loan Services Include:

Term Loans

• Long-term financing for capital expenditures, asset acquisition, and expansion
• Fixed or floating interest rates
• Flexible repayment schedules aligned with project revenue timelines

Working Capital Loans

• Manage day-to-day operations, inventory, and receivables
• Overdraft facilities, revolving credit lines, and short-term loans
• Quick disbursal with minimal disruption to business flow

Project Finance

• Structured funding for infrastructure and large-scale industrial projects
• Detailed due diligence and risk-sharing models
• Funding available through syndicated arrangements

Syndicated Loans

• Large ticket loans co-funded by multiple financial institutions
• Ideal for major capital-intensive ventures
• MIBL acts as lead arranger or participant in syndicate

Custom Structuring & Advisory

Our team of seasoned corporate bankers and credit experts works closely with your finance team to structure loans that are:

• Industry-specific
• Risk-optimized
• Tax-efficient
• Compliant with international regulations and covenants

We also provide strategic financial advisory to help you optimize capital structure, reduce cost of borrowing, and enhance cash flow predictability.

Why Choose MIBL for Corporate Lending?

✔ Bespoke financing packages – No one-size-fits-all approach
✔ Dedicated relationship managers – Personalized service throughout the loan lifecycle
✔ Strong syndication and correspondent network – Global access to capital
✔ Quick decision-making and disbursal – With streamlined approval processes
✔ Full-service banking support – From treasury to foreign exchange and cash management

Fueling Ambition, Financing Growth

From emerging market leaders to established multinational giants, we’re trusted by corporations that drive economies and innovate the future.

Partner with Merchant International Bank Limited and unlock the capital you need to achieve transformative growth.